Margin Call
profitability
India-specific
Set in India; the figures and context are India’s.What this case is about
Your client is a private sector Indian commercial bank that has experienced a decline in profitability over the last 18 to 24 months. The decline is about 2 percentage points while competitors have grown steadily. You need to identify the probable causes and recommend suitable measures to reverse the trend.
Objective
Identify the key reasons behind the bank's profitability decline and recommend actionable solutions to improve it.
Skills this case tests
Structuring the problem
Working the numbers
Judgement and recommendation