Golden Years

market entry

India-specific
Set in India; the figures and context are India’s.

What this case is about

Your client is a large mutual fund company that wants to understand the impact of a new retirement benefits policy recently introduced in India. This policy requires every employee in the organised sector to make a contribution to a retirement fund, which will grow tax-free till retirement. Your client wants to know whether this is a big opportunity for them and what challenges and possibilities they would face in entering this market. You will explore the industry dynamics, the incremental assets under management from this policy, and any regulatory factors that might affect your client's profitability.

Objective

Determine the size and profitability of the opportunity presented by the new retirement benefits policy and identify key challenges and strategic considerations for the client.

Skills this case tests

Structuring the problem
Working the numbers
Judgement and recommendation